Privacy Policy

1. Overview

Loan Wizard ("the app", "we", "us") is published by Mystic Ocean Private Limited. This policy explains how the Loan Wizard Android app and this website (www.lionroarapps.com) handle your information. We have built Loan Wizard with privacy as a default — all financial calculations happen entirely on your device.

2. Information We Do NOT Collect

• We do not ask you to create an account.
• We do not collect your name, email, phone number, or address inside the app.
• We do not collect or transmit any of the financial values you enter (loan amount, income, investments, etc.).
• We do not access your contacts, SMS, call logs, photos, files, or location.

3. Information Collected Automatically

Like most Android apps, Loan Wizard may use Google Play Services and Google AdMob. These services may collect limited, anonymized information such as:

• Device type, OS version, and language
• Approximate (non-precise) location derived from IP address
• Advertising identifier for ad personalization (you can reset or limit this in your device settings)
• Crash reports and basic usage statistics to improve app stability

This data is processed by Google in accordance with the Google Privacy Policy.

4. Advertisements

Loan Wizard displays advertisements served by Google AdMob to keep the app free. AdMob may use cookies and the Android Advertising ID to show relevant ads. You can opt out of personalized ads at any time from your device's Settings → Google → Ads.

5. How Your Calculation Data Is Stored

Calculation history (if you choose to save it) is stored only on your device using local Android storage. Clearing the app's data or uninstalling the app permanently removes this history. We never sync, back up, or transmit it to our servers — because we don't have any.

6. Children's Privacy

Loan Wizard is intended for general audiences and is not directed at children under 13. We do not knowingly collect personal information from children.

7. Third-Party Links

The app and website may contain links to third-party services such as the Google Play Store or external financial education sources. We are not responsible for the privacy practices of those third parties.

8. Security

Because no personal or financial data leaves your device, the risk of a data breach affecting our users is minimal. We still recommend keeping your Android OS updated.

9. Changes to This Policy

We may update this Privacy Policy from time to time. The "Effective date" at the top will reflect the latest revision. Continued use of the app after changes constitutes acceptance of the updated policy.

10. Contact Us

Questions, concerns, or data requests? Reach out at support@lionroarapps.com.